Helping Shopowners
Succeed.
An all-in-one tool for shopowners for avail and manage credit, inventory and build profile.
Onboarding NBFCs now.
Leveraging GST
Storeowner-centric. Storeowner-focused. Storeowner's friend.

GST Integration
Cashflow leverages the Goods and Services Tax (GST) framework to empower shopowners across India. By integrating GST, Cashflow ensures seamless management of tax invoices, E-Way bills, and input tax credits. This integration simplifies compliance, reduces administrative burden, and enhances operational efficiency, enabling shopowners to focus on growing their businesses while staying tax-compliant.
GST as your Creditline.
Using GST as your credit line, Cashflow offers a unique solution that transforms your tax payments into a financial asset. By leveraging your GST returns, Cashflow provides easy access to credit, enabling you to maintain smooth cash flow and invest in business growth. This innovative approach turns your regular tax compliance into a powerful tool for financial flexibility, supporting the needs of shopowners across India.

NBFCs for Credit Services
We are excited to announce that we are now onboarding Non-Banking Financial Companies (NBFCs) to expand our credit services for shop owners. By partnering with reputable NBFCs, we aim to provide shopowners with accessible and reliable credit options tailored to their unique business needs. This collaboration ensures that shop owners can leverage flexible financing solutions to manage their cash flow, invest in growth opportunities, and enhance their overall business operations. Our commitment is to empower shopowners with the financial tools they need to thrive in a competitive market.

Introducing Factoring with NBFCs
- Enhanced Purchasing Power: Shop owners can use factoring to purchase inventory and supplies from sellers, providing them with the necessary goods to keep their businesses running smoothly.
- Immediate Access to Funds: By leveraging NBFCs, shop owners can quickly access the funds needed to make timely purchases from their suppliers, avoiding disruptions in their supply chain.
- Simplified Cash Flow Management: Factoring helps shop owners manage their cash flow more effectively by ensuring they have the financial resources to pay their suppliers promptly.
- Credit Support from NBFCs: NBFCs extend credit to shop owners based on their invoices, enabling them to make purchases without the strain of upfront payments.
- Strengthened Supplier Relationships: With the ability to pay suppliers on time, shop owners can build stronger relationships and potentially negotiate better terms and discounts.
- Business Growth: The financial flexibility provided by factoring allows shop owners to invest in additional inventory, expand their product range, and scale their operations, driving business growth and success.

GST as the Identity
The Goods and Services Tax (GST) is a comprehensive, multi-stage, and destination-based tax that has unified India's complex tax structure. It simplifies tax compliance, reduces the cascading effect of multiple taxes, and enhances transparency in the taxation system. Cashflow leverages GST by integrating it into its financial services platform, transforming shopowners GST returns into valuable financial assets. By doing so, Cashflow offers shopowners seamless credit access, streamlined tax invoice management, and efficient cash flow solutions. This innovative use of GST empowers shopowners to focus on growing their businesses while ensuring compliance and financial stability.
Seamless Onboarding
Cashflow offers a seamless onboarding experience by integrating directly with the GST framework, making it easier than ever for shopowners to get started. By connecting with the GST portal, Cashflow automatically retrieves and verifies GSTIN details, streamlining the registration process. This integration ensures that all relevant tax data is accurately captured, reducing manual entry errors and saving valuable time. With this smooth onboarding process, shopowners can quickly access Cashflow’s suite of financial tools, including credit services and cash flow management, allowing them to focus on their core business activities while maintaining full compliance with GST regulations.
Transparency
We believe in being as transparent as possible, from list of partners to lenders. You can also request increase in credit line and give feedback to us.